Buy vs Rent

Compare buying and renting options

Buy vs Rent Calculator

Compare the total cost of buying a home versus renting over time to make a smarter financial decision.

Property Price ($)

Down Payment ($)

Loan Rate (% p.a.)

Tenure (Years)

Monthly Rent ($)

Annual Increase (%)

Monthly EMI

$31,012

If you buy

Monthly Rent

$30,000

If you rent

🏠 Buying is Better

Total Buying Cost

$84,42,870

Total Renting Cost

$1,08,00,000

You save

$23,57,130

by choosing buying

Loan Amount$4,000,000

Monthly EMI$31,012

Loan Tenure20 years (240 months)

Total EMI Paid$74,42,870

Down Payment$1,000,000

Monthly Rent (start)$30,000

Rent Annual Increase5%